Financing a Stevens Education
The mission of the Financial Aid staff is to identify financial resources and to provide those resources to students who would otherwise be unable to pursue their educational and professional goals. The Financial Aid staff strives to facilitate the financial aid process by educating students and their families about the availability of aid, as well as by providing solutions and alternatives in educational financing. The staff is committed to ensuring the highest quality of service to Stevens students. This involves evaluating each student's aid application individually and the continual assessment of our application, awarding, and disbursement processes.
Stevens requires the Free Application for Federal Student Aid (FAFSA). Incoming undergraduate students must also submit the CSS PROFILE. The priority filing date for incoming students is February 15th prior to the fall semester in which a student begins at Stevens; the priority filing date for returning students is April 15 each year. For more information and to complete the FAFSA online, please visit: www.fafsa.ed.gov. For more information and to complete the CSS/PROFILE, please visit: https://profileonline.collegeboard.com/prf/index.jsp.
Undergraduate Financial Information
Institutional Financial Aid Programs
Stevens has a strong commitment to assisting and investing in talented students. We offer a wide range of need-based grants and merit-based scholarships, of which many are made available due to our generous friends and successful alumni. All institutional merit scholarships received at Stevens are renewable for four years (eight semesters), provided the recipient meets the predetermined academic requirements stated in the original award notification. Eligibility for renewal is determined after each spring semester. A student must enroll as a full-time undergraduate (12 credits per semester) in order to receive any award(s). In no case will the scholarship exceed the tuition cost. Dollar amounts range between $1,000 and full tuition. Merit scholarships are only awarded at the time of admission after review by the Office of Undergraduate Admissions. Merit scholarships are determined by considering the strength of a student’s application, including academic record and standardized test scores. Therefore, new merit awards are not available for returning students.
Stevens merit-based scholarships include the following:
The Edwin A. Stevens Scholarship
This award is named in honor of the Institute's founder. It provides awards to students who have a demonstrated record of excellence in high school as evidenced by grade point average, class rank, SAT scores and high recommendations.
Martha Bayard Stevens Scholarship (formally known as Women In Engineering Scholarship)
This award is available to outstanding young women students in all fields of study at Stevens, based on high academic achievement and leadership.
The Presidential Scholarship
The Presidential Scholarship is a prestigious award for students who have demonstrated academic excellence as evidenced by high school grade point average, class rank, SAT scores and high recommendations.
The Ann P. Neupauer Scholarship
Stevens’ newest and most prestigious academic honor, named in honor of the late Mrs. Neupauer, a generous friend of the Institute. The Neupauer Scholarship is a four-year, full tuition award. This scholarship is renewable based on the student achievement of an annual GPA of 3.2 or better.
ROTC Matching Scholarship
Students who have been selected to receive ROTC Scholarships (of at least $7,500 per semester) while studying at Stevens will receive an additional supplemental scholarship from the Institute. This additional award will be in the amount of the full difference between the ROTC Scholarship plus any merit scholarships, and grants, so that all awards combined will equal full tuition. This award is only available during semesters in which the student is eligible to receive the ROTC Scholarship.
DeBaun Performing Arts Scholarship
This scholarship is awarded to students demonstrating achievement in performance, including drama or music. Recipients of this scholarship will be awarded between $1,000-$10,000 per year, based on outstanding academic achievement, an essay, and either a performance resume, video, CD, or letter of recommendation that highlights your accomplishments.
Students may also be considered for the following merit scholarships:
Society of Automotive Engineers Scholarship. Other available awards include the Becton Dickinson/Wesley J. Howe Scholarship, Johnson Controls Scholarship, President's Award, Scholar of Excellence Award, Society of Automotive Engineers Scholarship, FIRST Scholarship, Science and Technology Center Volunteer Scholarship.
Students may also be considered for the following need-based award:
The Stevens Grant is a need-based award that may be offered if a student continues to demonstrate significant financial need after all other possible sources of grant and scholarship assistance (from
Stevens, the U.S. Department of Education, or the State of NJ) have been applied to his/her financial aid package. The student must be a full-time undergraduate and eligibility is determined based on the data the student and his/her family supply on the FAFSA. Amounts can fluctuate from one year to the next if financial circumstances change. The Stevens Grant has no specific grade point average requirement other than the Institute's standards for satisfactory academic progress. Students must complete a FAFSA each year by April 15th to confirm their eligibility.
Federal Financial Aid Programs
The federal government offers grant, loan, and work opportunity programs to assist students and their families in meeting the cost of higher education. Eligibility consideration is determined by information from the FAFSA, a student’s enrollment status and satisfactory progress toward completion of their degree program.
Federal aid programs include:
- Federal Pell Grant: The Federal Pell grant program is designed to assist the neediest of undergraduate students who are earning their first baccalaureate or four-year professional degree. For 2015-2016 awards range from $581 to $5,775 per academic year.
- Federal Supplemental Education Opportunity Grant: is designed to assist undergraduate students with exceptional financial need and gives priority to students who receive Federal Pell Grants. Eligible students must be enrolled at least half time and awards range from $500 to $1000 annually.
- Federal Work Study: provides an opportunity to earn money while in school to help pay educational expenses. Students may work on campus or off campus at non-profit community service agencies. Awards range from $1,000 to $1,500 per academic year.
- Federal Perkins Loan: A subsidized loan with a 5% fixed interest rate offered to students demonstrating exceptional financial need. No interest accrues on the loan while enrolled at least half time; there is a nine (9) month grace period after a student graduates, withdraws or drops below half-time, prior to repayment. Awards range from $750 to $4,000.
- Federal Direct Loan: Eligibility for a Direct Federal Subsidized or Unsubsidized loan is based upon 'need' as determined by the information submitted on the FAFSA. Undergraduate borrower limits for Federal Direct Loans are as follows:
- $3,500.00 Subsidized + $2,000.00 Unsubsidized for Dependent Freshmen
- $3,500.00 Subsidized + $6,000.00 Unsubsidized for Independent Freshman
- $4,500.00 Subsidized + $2,000.00 for Unsubsidized for Dependent Sophomores
- $4,500.00 Subsidized +$6,000.00 for Unsubsidized for Independent Sophomores
- $5,500.00 Subsidized + $2,000.00 for Unsubsidized for Dependent Juniors & Seniors
- $5,500.00 Subsidized +$6,000.00 for Unsubsidized for Independent Juniors & Seniors
The cumulative aggregate Federal Direct Loan debt an undergraduate dependent student may incur is $31,000.00 - no more than $23,000 may be from the Direct Subsidized Loan program. The cumulative aggregate Federal Direct Loan debt an independent student may incur is $57,500 - no more than $23,000 from the Direct Subsidized Loan program.
Students must complete Loan Entrance Counseling and a Master Promissory Note (MPN) prior to borrowing at www.studentloans.gov. The Loan Entrance Counseling provides required information about a borrower's rights and responsibilities.
Subsidized Federal Direct Loans
"Interest free' while the student is enrolled at least half-time (6 credits). Students are required to begin repayment six months after leaving school or dropping below six credits. The interest rate is fixed each award year and there is a loan fee taken at the time of disbursement. Interest rates are set by Congress and are tied to financial markets. Interest rates for loans made on/after July 1, 2014 and before July 1, 2015 are 4.66%. There is a 1.073% loan fee taken at the time of disbursement. New borrowers as of July 1, 2013 may not receive Direct Subsidized Loans for more than 150 percent of the published length of their program (measured in academic years).
Unsubsidized Federal Direct Loans
Available to students who do not qualify for a Subsidized Direct loan or are eligible for loan funds in addition to their subsidized eligibility. However, students are responsible for the interest on the loan while enrolled in school. Students may choose to have the interest capitalized. The interest rate for loans made on/after July 1, 2014 and before July 1, 2015 is fixed at 4.66% and there is a 1.073% loan fee taken at the time of disbursement.
Federal PLUS Loan Program
The Federal Direct PLUS Loan is a credit-based loan program for the parent or guardian of the undergraduate student. Parents of matriculated students enrolled at least halftime (6 credits) may borrow up to the cost of education less any other financial aid received by the student per academic year. Repayment of the PLUS Loan begins 60 days after disbursement of the funds to the University. Parents have up to 10 years to repay the loan with a minimum payment of $50 per month.
To be eligible for a Federal Direct PLUS loan, the student must file the FAFSA and the parent (as well as the student) may not be in default on his/her federal student loans. Prequalification can be determined when parent applies via www.studentloans.gov. Credit decisions will expire after 180 days. In the event a parent is denied a PLUS loan, they may elect to apply with an endorser or the student may receive additional unsubsidized loan proceeds.
For Federal Direct PLUS Loans made on/after July 1, 2014 and before July 1, 2015, there is a fixed interest rate of 7.21% and a loan fee of 4.288% that is taken at the time of disbursement.
State of New Jersey Financial Aid Programs
New Jersey residents attending Stevens may qualify for a variety of grants and scholarships offered by the State, mostly through the New Jersey Higher Education Student Assistance Authority (NJHESAA). To be considered for state aid, a student must file the FAFSA no later than June 1 of each year (note that Stevens recommends new students file the FAFSA by February 15 and the deadline for current students is April 15). No late applications are considered for state awards, and state awards cannot be used at out-of-state colleges or universities. In addition, they are only available if the student has resided in New Jersey for at least 12 months as of September 15 of the academic year. If one is considered a dependent student, his/her parent(s) must also meet the same residency requirement. These are estimated awards set by the state and awards will be finalized by the state.
Tuition Aid Grant (TAG) TAG is a need-based grant, available to assist low and middle income students. Annual award amounts range between $1,922 and $11,958. Eligibility is based on the data supplied on the FAFSA and may fluctuate with the student's or family's financial circumstances from one year to the next. TAG is available for a maximum of nine semesters of undergraduate study. Students must be enrolled full-time in a degree-granting program. However, students in their final semester who need fewer than 12 credits to fulfill their degree requirements may qualify for TAG during that term with as few as 6 credits. Students must meet the June 1st yearly TAG deadline in order to be re-awarded for the next academic year.
Educational Opportunity Fund (EOF) New Jersey residents admitted into The Stevens Technical Enrichment Program (STEP) upon entry into Stevens may also qualify for an Educational Opportunity Fund, or EOF, Grant. This need-based award is in the amount of $2,500. In order to qualify for this grant and admission into the EOF program, a student (and/or family) must meet income guidelines established by the State of New Jersey, and the student must also be from an educationally disadvantaged background.
NJS Governor's Urban Scholars Program: provides a merit award to high-achieving students who reside in New Jersey's 14 designated high-need communities. Annual awards of up to $1,000 are available for qualified students. Students must rank within the top five (5%) percent of their class and have a minimum 3.0 GPA at the end of their junior year of high school and meet other basic eligibility and renewal criteria.
New Jersey Student Tuition Assistance Reward Scholarship II (STARS II): allows successful NJ STARS scholars to transfer to a New Jersey four-year public or non-public college or university and earn a bachelor's degree. The NJ STARS II Scholarship is valued at $1,250 per semester ($2,500 per academic year - traditional fall and spring semesters only). Students must be NJ STARS recipients or non-funded during the semester of county college graduation and graduate with an Associates degree and GPA of 3.25 or higher. While there is no consideration of financial need, the maximum family income (taxable and untaxable) must be less than $250,000. In addition, the student must be enrolled full-time, apply for all forms of state and federal need-based grants and merit scholarships and begin NJ STARS II program participation no later than the second semester immediately following county college graduation. To be considered for NJ STARS II, students must file a FAFSA each year within established New Jersey State deadlines.
Satisfactory Academic Progress (SAP)
The following guidelines apply to all undergraduate students at Stevens, including those seeking financial aid awards from federal, state, institutional, or other sources administered through Stevens, except in cases where the donor or donors establish specific requirements.
The student is subject to federal, state, and university limits on the total number of semesters of aid he/she may receive. To be eligible to receive aid for which he/she qualifies financially, a student must make satisfactory progress toward a degree as follows:
- Progress is routinely monitored at the end of the spring semester after spring semester grades are submitted to the Registrar’s Office.
Undergraduate Program Guidelines
There are three distinct measurements to the SAP standards:
A. Grade Point Average (Qualitative Measure)
B. Credit Completion Ratio/Pace (Quantitative Measure)
C. Maximum Time Frame measurement
These standards also include an opportunity to appeal the denial of financial aid if the student has faced special circumstances, which prevented the student from attaining the minimum standards described in this policy. The Satisfactory Academic Appeals Committee will not automatically reinstate a student’s aid even after a student has been readmitted to the University. Federal financial aid eligibility does not allow for reinstatement based on academic renewal policies.
A. Grade Point Average (GPA) / (Qualitative Measure)
Undergraduate students must maintain at least a 2.0 cumulative GPA after attempting 12 credits. Stevens Institute of Technology requires at least a 2.0 GPA for conferral of the bachelor’s degree. Specific federal, state and institutional scholarships and grants may require a different GPA for renewal; this is a separate requirement for continued eligibility for these funds.
B. Credit Completion Ratio or Calculating Pace (Quantitative Measure)
Each year, a student’s progress will be measured by comparing the number of attempted credit hours with the earned credit hours. This includes any course for which the student has remained enrolled past the add/drop period. After a student has attempted 12 credits, s/he must earn sixty seven percent (67%) of the cumulative attempted credits to maintain satisfactory academic progress.
C. Maximum Time Frame Measure
A student is eligible to receive funding up to 150% attempted credit hours toward their degree. Some programs limit funding on a semester basis. Students that attempt and earn only the minimum amount of credit hours required may run out of eligibility for certain federal and state financial aid programs prior to completing their degree.
Example of Satisfactory Academic Progress review requirements:
|
Attempted Credits |
Required Percentage |
#of Credits To Be Earned |
Required Cumulative |
|
24 |
67% |
16.75 |
2.0 |
|
49 |
67% |
32.38 |
2.0 |
|
73 |
67% |
48.91 |
2.0 |
|
97 |
67% |
64.99 |
2.0 |
SAP - General Information
A. Withdrawal from courses /WD (Withdrawn officially)
Credits remain in the total number of attempted hours but are not added to the earned credits. This may have a negative effect on the total number of earned credits needed per year. The GPA is not affected by these grades.
B. Incomplete courses/ INC (Incomplete)
These courses will be counted when determining the number of credits attempted. When a passing grade is received, the grade will be added to the number of credits earned.
C. Repeated courses
These courses are counted each time the course is taken and will be included in the total number of attempted credit hours. When a course is completed, the credits are added to the total number of earned credits hours.
D. Transfer credits
Transfer credits, accepted by Stevens, will be added to the attempted/earned credit hours in order to determine the number of credits a student should attempt and earn.
E. Failing Grades
These grades may have a serious negative impact on the student’s academic record: F (Failing), and M (Missing, no grade submitted)
F. Expunged Grades
Expunged Grades are included in the financial aid SAP calculation. Federal regulations do not allow for Academic Amnesty; therefore Expunged grades cannot be excluded from evaluation. This means that the GPA that appears on a student's academic transcript will be different than the GPA used in the financial aid SAP calculation.
Students identified as not making SAP will receive correspondence at their campus e-mail address. Students have the right to appeal the decision by submitting a SAP Appeal Form. Generally, the SAP Appeals Committee will consider appeals that involve circumstances beyond the student’s control that have had an impact upon the student’s academic performance.
The appeal must include a narrative of the extenuating circumstances (e.g., the student or an immediate family member suffered a serious illness or injury, death of a close relative, separation or divorce) that prevented the student from meeting the minimum requirements, and reasonable explanation of the expectation that the event/circumstances will not re-occur. Students are required to attach pertinent documentation supporting their appeal including their Appeal Letter and at least one piece of objective documentation. Furthermore, students who do not meet SAP after their financial aid probation semester are required to submit their academic plan to succeed in their program of study as well as carefully review their academic history.
SAP Appeal Deadlines:
|
Fall Semester |
July 15 |
|
Spring Semester |
January 15 |
Students may submit their appeals by the deadline to the Office of Financial Aid.
SAP Appeals Committee and Decision:
The appeal will be reviewed by a committee and a response will be provided within fifteen (15) business days. All committee decisions are final. Students will be notified of the committee’s decision in writing (personal email announcement at their Stevens Email account). The committee reserves the right to request additional information, including an academic plan, for consideration in the review.
Appeal Approvals and Academic Plan:
Students who successfully appeal are approved for one payment period are considered to be on probation. To gain eligibility in the subsequent semester, a student must meet the standards of SAP or meet the requirements of his or her academic plan described at the time of the appeal submission. It is highly recommended that students meet with their academic advisor or Dean before creating their academic plan to ensure it is attainable.
SAP Academic Suspension:
If the student fails to meet SAP standards or the requirements set forth in the SAP Academic Plan, the student will be placed on SAP suspension. The student is ineligible for financial aid with this status. A student with SAP suspension status will remain ineligible for financial aid until the student meets the minimum SAP Policy requirements.
Tuition, Fees & Other Expenses for Undergraduates
Stevens is committed to making education affordable and we work diligently to provide families with the resources to help. For families who qualify for financial need, we structure packages around a core of state, federal, and Stevens aid sources, all of which are considered financial aid components. Independent of need, Stevens also offers merit-based awards to new students who demonstrate a commitment to excellence through a variety of admission factors, known as "need-blind" admissions.
For the 2015-2016 academic year, the cost of attendance is as follows:
|
Tuition |
$45,540 |
|
Freshman Room and Board (typical on-campus, double occupancy/typical meal plan; other plans vary) |
$15,200 |
|
Books and Supplies (estimated) |
$1,000 |
|
General Services Fee |
$1,250 |
|
Student Activities Fee |
$400 |
|
Total |
$62,490 |
Full-Time Students
Students enrolled in 12 credit-hours or more are considered full-time academic students and tuition is $22,770 per semester.
Part-Time Students
Students enrolled in fewer than 12 credit-hours are considered part-time. Part-time undergraduates are charged $1,518 per credit-hour. If a student enrolls in fewer than 12 credit hours, he/she is not eligible for state or Stevens financial aid and may not be eligible for federal financial aid. Students with fewer than 12 credit-hours should check with the Office of Financial Aid to see if they are eligible for any federal financial aid.
Fees
|
$200 |
Student Activities Fee per semester, which is used by the Student Government Association (SGA) to support the many undergraduate clubs and activities |
|
$88 |
Laboratory Fee for each class taken with a lab each semester |
|
$625 |
General Services Fee (per semester) |
|
$20 |
Fee to replace an ID card |
|
$550 |
Late Payment Fee |
Students can purchase all required textbooks and other supplies at the Campus Store. Purchases may be charged to the student’s Duck Bills or personal credit card.
Students participating in the Stevens Cooperative Education program are not charged tuition but are considered attending full-time. Co-op students are not entitled Stevens Institutional financial aid when they are on a co-op working term. Each co-op student studies full-time during one summer semester and is eligible to receive federal, state or Stevens financial aid. Students are required to pay the student activities, health insurance, and other applicable fees each year.
Stevens requires all students to have health insurance. Copies of the student health insurance brochure can be viewed online by visiting www.universityhealthplans.com. Undergraduate students are charged annually for health insurance and may waive the charge if the student has equivalent coverage that meets Stevens’ requirements for undergraduate students. Students may go to www.universityhealthplans.com and click on “Stevens Institute of Technology” to submit an online waiver of the Institute coverage by a specific deadline designated each semester by Stevens. If Stevens does not receive the online waiver information by the published deadlines the University cannot waive the insurance charge.To top
Student Housing & Meal Plans
Residence Halls
Students intending to live on campus should visit the Office of Residence Life website at www.stevens.edu/housing to apply view current residence hall rates and to for housing online. All completed applications must be accompanied by a non-refundable $400 deposit.
Meal Plans
The meal plan options are designed to provide students with increased flexibility. With a meal plan, students are able to dine in the Pierce Dining Hall, which is all-you-care-to-eat and open seven days a week. Meal plan options are assigned by residence and are per semester. Meal plans and their prices are subject to change. Students who choose to live in Stevens Housing are required to purchase a meal plan.
Duckbills
At Stevens, we make it easy to dine and socialize with friends without having to carry cash. DuckBills are a prepaid, dollar for dollar, declining balance account housed on your Stevens ID Card that may be used to pay for purchases at participating on and off campus locations. They are convenient, safe and fun to use. Students, staff and faculty are all encouraged to use DuckBills for their purchases. Visit www.duckbills.com for more information.
For more information about campus housing, dining services, and meal plans, please visit www.stevens.edu/housing, or contact the Office of Residence Life at reslife@stevens.edu or by calling (201) 216-5128.
E-Billing Statements
An email notification will be sent to the student's Stevens email account to notify when a new statement is available. Students can authorize parents, guardians and employers as third-party payees. Authorize users will also receive email notifications when a new statement is available.
Payment Options
Tuition, fees, and charges for room and board are due and payable by the designated due date sent in the students' e-bill. Payments should be received by the due dates. Students participating in Stevens' Study Abroad program or Co-op program have the same payment deadlines. Payment may be made in U.S. dollars either by cash, or check in person at the Student Service Center. Stevens Institute of Technology no longer accepts student account payments directly by credit card (tuition, housing, and meal plan fees). However, as a convenience to students and authorized payers, Stevens has contracted with a third party vendor, Touchnet Paypath which accepts MasterCard, Discover, and American Express credit card payments online. A non-refundable convenience fee of 2.75 percent will be assessed by the vendor to payers making payment by credit card.
As an additional convenience to our students and families Stevens is now accepting e-checks for payments related to tuition, housing and meal plan fees free of charge. If you chose to mail us a check please make it payable to Stevens Institute of Technology. Your campus-wide ID number should be included on the check. Students may also pay their bills on the Internet from any browser by accessing es.stevens.edu or www.stevens.edu/ebilling.
Prompt payment of student account balances ensures students keep the classes they selected and their advance housing selections. Grade reports and transcripts will be withheld if any balance remains unpaid. Balances paid after the due date will result in a late payment fee of $550.00. Amounts paid with checks returned by the bank will result in additional fees.
Students with unmet financial obligations are not considered to have valid registrations. They are not allowed to attend classes, receive transcripts or grades, participate in graduation ceremonies, or receive their diploma. If a student withdraws or graduates from Stevens with a balance due, Stevens will actively try to collect the unpaid balance. This may include referring the delinquent account to a credit reporting agency and/or collection agency.
Monthly Payment Plan
In order to assist students and their families, Stevens participates in a monthly payment plan. An installment program can be arranged through Tuition Management Systems (TMS) or Sallie Mae Tuition Pay. Five payments for the fall semester and five payments for the spring semester are expected. The first payment for the fall semester is due July 1 and the last payment for the fall semester is due November 1. The first payment for the spring semester is due December 1 and the last payment for the spring semester is due April 1. Brochures about this program are available from the Student Service Center. Stevens neither sponsors nor has a financial interest in the program, but allows students who have enrolled in either program to attend classes, reside on campus and participate in other Institute activities while payments are being made to the provider.
Deferred Payments
Our deferred payment plan is only available to students who are in good credit standing and are not in arrears (past due) for any account balance at Stevens. The initial payment is 50% of the net amount due for the current term only. Then, the 50% deferred balance is due October 15 for the fall semester and March 1 for the spring semester. The deferred payment fee is $75. A $550 penalty fee is charged on any late payments; however, there is no prepayment penalty. A separate application and agreement form is required for this plan per term.
Should you have any questions regarding this or other payment options, you may visit www.stevens.edu/ssc/payment_options.html or you may call the Student Service Center at (201) 216-5555.
Late Payment Fees
There is a $550 fee assessed for late tuition payments unless the student is enrolled in the monthly payment plan or a deferred payment plan. Please refer all questions to Student Financial Services, (201) 216-5555.
Withdrawals & Refunds
Students who enroll and decide not to attend class for any reason must officially drop from classes online at es.stevens.edu or by completing the Drop section of the Change of Enrollment form. The Change of Enrollment form must be submitted to the Office of the Registrar. After the official add/drop period is over a withdrawal will occur and a “W” grade will appear on the transcript. The professors' approval and/or the Dean of Graduate or Undergraduate Academics' approval may be required prior to withdrawing from a class after the add/drop period (please refer to the current Academic Calendar). The date the form is submitted to the Office of the Registrar will determine the official withdrawal date for tuition and fees. Students must officially withdraw from housing and/or meal plans in writing to the Office of Residence Life. They will determine the official withdrawal date for housing and meal plans (which may be different than the date submitted to the Student Service Center). All tuition, fees, and student housing and meal plan charges will be reversed based on the official withdrawal date and will be calculated from the official opening date of classes in accordance with the following schedules:
Regular Academic Semester Tuition Refund Schedule:
|
Through the first day of the semester (less deposits) |
100% |
|
After the first day of the semester through the second week |
90% |
|
After the second week of the semester through the fourth week |
50% |
|
After the fourth week of the semester through the eighth week |
25% |
|
Thereafter |
0% |
Summer Session:
|
Through the first day of the semester (less deposits) |
100% |
|
After the first day of the semester through the first week |
90% |
|
After the first week of the semester through the second week |
50% |
|
After the second week of the semester through the third week |
25% |
|
Thereafter |
0% |